interest free credit Facility With Interest Free Credit from Savvy+Sand, you can purchase your jewellery today and spread the cost over twelve monthly payments. Our maximum standard term is twelve months, all at 0% APR Representative. Representative Example (based on 12 months Interest Free) – Price £3,600 – Less deposit (minimum 20%) £720 – Amount of credit £2,880 – Payable by twelve monthly instalments of £240 – Total amount payable £3,600 (Typical APR 0%) Applying for Interest Free Credit in our boutique is simple, providing: – You have a debit or major credit card. – Proof of your address (in the form of a driving licence and utility bill). – You or your partner works a minimum of 16 hours per week in paid employment – we require your employers full details. – Are self-employed, retired or in receipt of invalidity/disability allowance. – You are 18 years of age or over. – You are a UK resident. On completion of an application form and direct debit mandate, a credit rating will be carried out. If your application is successful, you will be asked to pay a deposit. The process usually takes only a short while and our team will guide you through the process. Written quotations are available on request. Interest Free Credit is available to UK residents aged 18 and over subject to status and is available on full priced merchandise only and does not apply to sale/discounted products or loose gemstones. Not available in conjunction with any other promotional offer.